How to enable 2FA for Xero


Want to follow this guide on your phone?

Install Authy

The best way to manage all your 2FA accounts is to use the Authy app. It enables you to have a single mobile app for all your 2FA accounts and you can sync them across multiple devices, even accessing them on the desktop. Install Authy on your device by searching for it in your device’s app store.

Important: If any sites prompt you to use Google Authenticator for two-factor authentication, note that you can always substitute the Authy 2FA app instead. Although they work in similar ways, Authy is more feature-rich and allows for multi-device syncing, cloud-backups, and easier account recovery should you change or lose your phone or device. Read more information on the features of Authy here.

Locate 2FA

When logged into your Xero account, click on the “Down” arrow to the right of your account icon (or the generic image if you haven’t added an image yet.). Then click “Account.”

In the next window, under Settings, click “Setup” to the right of  “Two-step authentication.”


On the next page, under the Security tab, click “Enable Two-Factor Authentication.”



You will now be presented with a QR code which you will need to capture with your Authy app. Keep this window open as you reach for your Authy-enabled device.


Also – This is a good example of how other sites will prompt you to use Google Authenticator or Duo for two-factor authentication, but remember that you can always substitute the Authy 2FA app instead.

Enable 2FA

To capture the QR code, launch Authy on your device. Click ‘Add Account’ at the bottom of the screen. You’ll be prompted to hold your phone up to your computer to ‘Scan QR Code’ and capture the QR code provided by Xero.


Once the QR code is captured, Authy will display your Xero account with the appropriate icon. If you desire you can also change the logo or the nickname you give the account right on the Authy app. When ready, click ‘Save’.


With your Authy app still opened to your Xero 2FA account, return to the Xero screen showing the QR code and enter the 6-digit code. When done, click “Next.”

Finish Setup

You must now answer three security questions. Choose the questions you want to provide answers for and click “Next” when ready to move on.

Finally, you have the option of supplying Xero with an alternative email address in case you ever get locked out of your account.


Once you click “Done,” you’ve completed enabling two-factor authentication on your Xero account.

Now your Xero account is secured with Authy 2FA. From now on, you will need to use the Authy app when you login.

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